Health, personal, and business insurance are essential considerations, especially when relocating to a new country or Emirate, as each location has its own unique insurance requirements. For example, health insurance is mandatory only in Dubai and Abu Dhabi. However, starting January 1, 2025, employers in Ras Al Khaimah (RAK), Sharjah, Umm Al Quwain, Ajman, and Fujairah will also be required to provide health insurance for their employees and domestic workers. So it’s advisable to ask your employer in advance whether they provide health insurance and to understand the type of coverage included. Read on for more essential information on the insurance requirements for residents of RAK.
Types of cover available
- Travel
- Motor
- Home
- Life
- Medical
- Property
- Marine
- Group Health
- Engineering
- Fleet
Apply online
Online platforms help to provide transparency, empowering you to gain a comprehensive understanding of your choices and make well-informed decisions. There are a number of trusted insurance providers in RAK, where you can compare policies, tailor your coverage to your needs, and compare providers to ensure you get the protection you require.
Check out RAK Insurance, a trusted provider that offers a variety of insurance packages based on your budget.
Documents required
- Passport
- Visa
- Emirates ID
Points of consideration before you take out insurance
- Coverage Details: Understand the specifics of what is covered and what is not covered, under the insurance policy.
- Premiums and Costs: Know the premium amounts, deductibles, co-payments, and any additional costs.
- Policy Limits: Be aware of the maximum coverage limits for various aspects of the policy.
- Exclusions and Exceptions: Take note of any exclusions or exceptions to the coverage that may affect your claims.
- Claim Process: Familiarize yourself with the procedure for filing a claim and the necessary documentation required.
- Network Providers: Check the network of healthcare providers or repair services covered by the policy.
- Cancellation Policy: Understand the terms and conditions for canceling the policy, including potential penalties or refunds.
Got any feedback or suggestions? We’d love to hear from you! Feel free to reach out at hello@heartofrak.com